Roofing questions, answered straight

Yes. Every estimate starts with a free, detailed inspection of your roof and ends with a written estimate. There is no charge for the visit and no obligation to hire us. Call (239) 503-0609 or request your free estimate online.

We look at the roof covering itself (shingles, tiles, metal panels or membrane), the flashing at walls, valleys, chimneys and pipe boots, the ridge and hip details, and signs of soft or damaged decking. Inside, we check the attic or ceilings for staining and moisture where we can. Then we walk you through what we found and whether repair or replacement makes more sense.

Yes. You get a written estimate that spells out the scope of work, so you can compare it line by line and decide without pressure.

Repair makes sense when the damage is limited to one area and the rest of the roof still has good life left: a few missing shingles, a cracked tile section, a failed pipe boot or loose flashing. Replacement usually makes more sense when leaks keep coming back in different places, the decking is soft in several areas, the underlayment has reached the end of its life, or the roof is old enough that your insurer is asking about it. After the free inspection we tell you which one we would choose if it were our house.

Most residential re-roofs take a few days of work on site once the permit is issued. Shingle roofs are usually the fastest. Tile and metal roofs take longer because of the material and detailing. Weather, roof size, the amount of decking that needs replacing and the permit and inspection schedule all affect the timeline, and we give you a realistic schedule with your estimate.

Yes. A re-roof in Florida requires a building permit from the local building department, such as the City of Fort Myers, City of Cape Coral, Lee County or Collier County, depending on where the home is. The permit comes with required inspections during and after the job. As a licensed roofing contractor, we pull the permit and schedule the inspections.

Florida law limits this. Under section 627.7011, Florida Statutes, an insurer may not refuse to issue or renew a homeowner's policy solely because of the age of a roof that is less than 15 years old. For a roof that is at least 15 years old, the insurer must let you have the roof inspected by an authorized inspector before requiring replacement, and it may not refuse coverage solely because of age if the inspection shows at least five years of useful life remaining. Your insurer and agent have the final word on your specific policy.

For years, the Florida Building Code required that if more than 25% of a roof section was repaired or replaced within 12 months, the whole section had to be brought up to the current code. A 2022 change in state law (section 553.844, Florida Statutes) created an exception: if the existing roof was built, repaired or replaced under the 2007 Florida Building Code or later, only the portion being repaired or replaced must meet current code. Older roofs can still trigger full replacement. We check which rule applies to your roof during the inspection.

There is no single best roof, only the best fit for your house, budget and neighborhood rules. Architectural shingles are the most budget-friendly and fastest to install. Concrete and clay tile are common across Lee and Collier counties and suit Mediterranean and modern homes. Metal roofs are light, shed water quickly and handle heat well. Flat and low-slope roofs need membrane systems designed for ponding water. We walk you through the trade-offs for your home during the estimate.

Florida's heat, UV exposure, humidity and storms are hard on roofs, so they typically wear faster here than in milder climates. Shingle roofs have the shortest service life of the common options. Tile and metal last longer, but on tile roofs the underlayment beneath the tiles usually wears out before the tiles do, which is why tile re-roofs often reuse the design but replace everything underneath. Regular inspections, especially after storm season, are the best way to know where your roof stands.

Many communities in Estero, Naples, Bonita Springs and Fort Myers require architectural review approval before a re-roof, often including the material, profile and color. Check your HOA documents early. We provide the product and color details an application usually asks for, so approval does not hold up your project.

First, stay safe and keep off the roof. Take photos of any visible damage from the ground and of any leaks inside. If water is coming in, move belongings and catch drips. Then call us at (239) 503-0609 to schedule an inspection, and contact your insurance company to report the damage. Our post-storm roof inspection checklist covers what to look for.

Fair and Square Roofing is a State Certified Roofing Contractor, license CCC1331318, and holds Collier County Contractor License 201700001487. You can verify a Florida contractor license at any time on the Florida DBPR license search.

Yes. Financing options are available for qualified homeowners. Ask about financing during your free estimate and we will walk you through the options alongside the written estimate.

Yes. Our roof replacement and repair work comes with guaranteed workmanship. The terms are written into your estimate, so you know exactly what is covered before you sign.

We are based in Fort Myers and serve homeowners across Lee and Collier counties, including Fort Myers, Cape Coral, Naples, Estero, Bonita Springs, Lehigh Acres and Sanibel.